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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,858 | $73,863-5.4% | $143,797-51.4% | $68,490+2.0% |
| Participation rate | 67.9% | 66.7%+1.2pp | 80.3%-12.5pp | 67.9%0pp |
| Annual return | -18.54% | 0.91%-19.5pp | -0.04%-18.5pp | -7.85%-10.7pp |
| Employer contribution / active EE | $0 | $3,185-100.0% | $4,952-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $9,360 | $3,385+176.5% | $5,638+66.0% | $4,028+132.4% |
| Admin fee / account holder | $10,692 | $5,756+85.7% | $14,679-27.2% | $5,403+97.9% |