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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,925 | $81,358+13.0% | $155,556-40.9% | $80,959+13.5% |
| Participation rate | 56.1% | 66.3%-10.2pp | 78.2%-22.2pp | 67.7%-11.6pp |
| Annual return | 16.26% | 33.39%-17.1pp | 64.84%-48.6pp | 35.67%-19.4pp |
| Employer contribution / active EE | $4,084 | $3,106+31.5% | $4,675-12.7% | $2,757+48.1% |
| Participant deferral / active EE | $8,263 | $3,455+139.1% | $5,631+46.8% | $4,300+92.2% |
| Admin fee / account holder | $25,067 | $7,994+213.6% | $15,885+57.8% | $6,925+262.0% |