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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,925 | $81,233+13.2% | $155,567-40.9% | $80,874+13.7% |
| Participation rate | 56.1% | 66.2%-10.2pp | 78.2%-22.1pp | 67.6%-11.6pp |
| Annual return | 16.26% | 33.33%-17.1pp | 64.74%-48.5pp | 35.62%-19.4pp |
| Employer contribution / active EE | $4,084 | $3,101+31.7% | $4,674-12.6% | $2,756+48.2% |
| Participant deferral / active EE | $8,263 | $3,452+139.4% | $5,628+46.8% | $4,297+92.3% |
| Admin fee / account holder | $25,067 | $7,998+213.4% | $15,916+57.5% | $6,935+261.4% |