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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,436 | $112,933-95.2% | $90,970-94.0% | $158,982-96.6% |
| Participation rate | 84.6% | 74.7%+9.9pp | 69.0%+15.6pp | 82.0%+2.6pp |
| Annual return | 16.22% | 215.82%-199.6pp | 134.60%-118.4pp | 302.99%-286.8pp |
| Employer contribution / active EE | $512 | $2,893-82.3% | $2,122-75.9% | $4,763-89.3% |
| Participant deferral / active EE | $998 | $4,128-75.8% | $3,373-70.4% | $5,983-83.3% |
| Admin fee / account holder | $534 | $8,047-93.4% | $5,961-91.0% | $11,252-95.3% |