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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,070 | $95,975-95.8% | $74,552-94.5% | $135,382-97.0% |
| Participation rate | 71.4% | 75.7%-4.2pp | 69.1%+2.3pp | 82.6%-11.2pp |
| Annual return | -10.97% | 56.96%-67.9pp | 32.53%-43.5pp | 519.77%-530.7pp |
| Employer contribution / active EE | $974 | $2,716-64.1% | $1,961-50.3% | $4,779-79.6% |
| Participant deferral / active EE | $1,350 | $3,844-64.9% | $3,108-56.6% | $5,609-75.9% |
| Admin fee / account holder | $326 | $6,522-95.0% | $5,060-93.6% | $10,829-97.0% |