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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,852 | $92,766+66.9% | $82,763+87.1% | $134,545+15.1% |
| Participation rate | 66.7% | 75.2%-8.5pp | 72.6%-5.9pp | 81.2%-14.6pp |
| Annual return | -11.86% | 946.97%-958.8pp | 702.45%-714.3pp | 418.37%-430.2pp |
| Employer contribution / active EE | $3,483 | $3,273+6.4% | $3,008+15.8% | $4,742-26.5% |
| Participant deferral / active EE | $6,833 | $4,802+42.3% | $4,395+55.5% | $6,401+6.7% |
| Admin fee / account holder | $1,712 | $5,978-71.4% | $5,325-67.9% | $11,431-85.0% |