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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,083 | $100,938+140.8% | $90,461+168.7% | $158,982+52.9% |
| Participation rate | 50.0% | 75.0%-25.0pp | 72.7%-22.7pp | 82.0%-32.0pp |
| Annual return | 14.89% | 1727.20%-1712.3pp | 1294.76%-1279.9pp | 302.99%-288.1pp |
| Employer contribution / active EE | $5,756 | $3,691+55.9% | $3,264+76.3% | $4,763+20.8% |
| Participant deferral / active EE | $8,663 | $4,350+99.2% | $3,964+118.5% | $5,983+44.8% |
| Admin fee / account holder | $12,858 | $6,510+97.5% | $5,617+128.9% | $11,252+14.3% |