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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,876 | $91,179-82.6% | $178,499-91.1% | $79,852-80.1% |
| Participation rate | 64.3% | 69.2%-4.9pp | 81.9%-17.6pp | 69.6%-5.4pp |
| Annual return | 62.58% | 24.19%+38.4pp | 151.10%-88.5pp | 31.72%+30.9pp |
| Employer contribution / active EE | $1,101 | $3,256-66.2% | $5,011-78.0% | $2,471-55.5% |
| Participant deferral / active EE | $3,247 | $3,236+0.4% | $5,202-37.6% | $3,740-13.2% |
| Admin fee / account holder | $193 | $6,749-97.1% | $13,986-98.6% | $5,306-96.4% |