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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,030 | $75,962-96.0% | $154,108-98.0% | $64,173-95.3% |
| Participation rate | 54.5% | 70.4%-15.9pp | 83.0%-28.5pp | 69.6%-15.0pp |
| Annual return | 87.39% | 30.32%+57.1pp | 735.21%-647.8pp | 7.63%+79.8pp |
| Employer contribution / active EE | $548 | $3,350-83.6% | $5,298-89.7% | $2,381-77.0% |
| Participant deferral / active EE | $1,083 | $3,175-65.9% | $5,081-78.7% | $3,470-68.8% |
| Admin fee / account holder | $0 | $5,589-100.0% | $13,411-100.0% | $4,887-100.0% |