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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,301 | $165,381+62.8% | $149,730+79.9% | $158,966+69.4% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 6.17% | 348.29%-342.1pp | 276.70%-270.5pp | 302.95%-296.8pp |
| Employer contribution / active EE | $10,509 | $5,104+105.9% | $4,645+126.2% | $4,762+120.7% |
| Participant deferral / active EE | $6,640 | $7,182-7.6% | $6,843-3.0% | $5,983+11.0% |
| Admin fee / account holder | $1,540 | $10,809-85.7% | $9,310-83.5% | $11,250-86.3% |