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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,206 | $110,337-79.0% | $102,383-77.3% | $145,877-84.1% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 13.92% | 24.83%-10.9pp | 24.94%-11.0pp | 551.28%-537.4pp |
| Employer contribution / active EE | $1,129 | $4,216-73.2% | $3,870-70.8% | $4,663-75.8% |
| Participant deferral / active EE | $3,278 | $5,621-41.7% | $5,060-35.2% | $6,691-51.0% |
| Admin fee / account holder | $6,478 | $9,750-33.6% | $8,391-22.8% | $13,402-51.7% |