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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,632 | $106,247-77.8% | $96,515-75.5% | $139,466-83.1% |
| Participation rate | 55.6% | 77.8%-22.3pp | 74.3%-18.8pp | 80.3%-24.8pp |
| Annual return | 13.46% | 38.47%-25.0pp | 35.73%-22.3pp | 373.66%-360.2pp |
| Employer contribution / active EE | $1,248 | $4,106-69.6% | $3,740-66.6% | $4,754-73.8% |
| Participant deferral / active EE | $3,247 | $5,456-40.5% | $4,880-33.5% | $6,712-51.6% |
| Admin fee / account holder | $30,713 | $7,885+289.5% | $6,735+356.0% | $11,409+169.2% |