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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,095 | $181,896-91.2% | $156,551-89.7% | $273,972-94.1% |
| Participation rate | 50.0% | 88.4%-38.4pp | 84.0%-34.0pp | 83.0%-33.0pp |
| Annual return | 12.15% | 30.74%-18.6pp | 32.23%-20.1pp | 41.46%-29.3pp |
| Employer contribution / active EE | $1,495 | $6,248-76.1% | $5,501-72.8% | $4,869-69.3% |
| Participant deferral / active EE | $2,252 | $5,550-59.4% | $4,871-53.8% | $5,287-57.4% |
| Admin fee / account holder | $168 | $15,560-98.9% | $13,028-98.7% | $10,133-98.3% |