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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,876 | $106,524-48.5% | $152,301-64.0% | $87,485-37.3% |
| Participation rate | 65.8% | 75.8%-9.9pp | 82.4%-16.6pp | 68.9%-3.1pp |
| Annual return | 16.72% | 26.89%-10.2pp | 80.50%-63.8pp | 26.06%-9.3pp |
| Employer contribution / active EE | $827 | $3,371-75.5% | $4,624-82.1% | $2,596-68.1% |
| Participant deferral / active EE | $8,103 | $6,525+24.2% | $8,004+1.2% | $4,274+89.6% |
| Admin fee / account holder | $15,132 | $8,287+82.6% | $14,398+5.1% | $7,775+94.6% |