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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,592 | $82,678-67.8% | $125,391-78.8% | $68,490-61.2% |
| Participation rate | 57.4% | 75.1%-17.6pp | 82.4%-24.9pp | 67.9%-10.4pp |
| Annual return | -10.51% | -5.97%-4.5pp | 572.41%-582.9pp | -7.85%-2.7pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,816-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $6,881 | $6,111+12.6% | $7,448-7.6% | $4,028+70.9% |
| Admin fee / account holder | $3,899 | $6,277-37.9% | $10,009-61.0% | $5,403-27.8% |