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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,850 | $100,073-89.2% | $85,126-87.3% | $145,877-92.6% |
| Participation rate | 58.3% | 74.1%-15.8pp | 67.5%-9.2pp | 80.3%-22.0pp |
| Annual return | 13.63% | 84.11%-70.5pp | 66.63%-53.0pp | 551.28%-537.7pp |
| Employer contribution / active EE | $1,642 | $3,236-49.3% | $2,731-39.9% | $4,663-64.8% |
| Participant deferral / active EE | $3,442 | $5,294-35.0% | $4,523-23.9% | $6,691-48.6% |
| Admin fee / account holder | $2,918 | $7,261-59.8% | $6,160-52.6% | $13,402-78.2% |