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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,678 | $138,076-11.2% | $123,553-0.7% | $135,380-9.4% |
| Participation rate | 57.9% | 84.7%-26.8pp | 82.3%-24.4pp | 82.6%-24.7pp |
| Annual return | -6.49% | 153.70%-160.2pp | 119.21%-125.7pp | 519.81%-526.3pp |
| Employer contribution / active EE | $4,639 | $5,152-10.0% | $4,628+0.2% | $4,779-2.9% |
| Participant deferral / active EE | $6,972 | $6,800+2.5% | $6,426+8.5% | $5,609+24.3% |
| Admin fee / account holder | $1,284 | $10,917-88.2% | $9,284-86.2% | $10,828-88.1% |