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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,290 | $71,878-56.5% | $86,698-63.9% | $68,486-54.3% |
| Participation rate | 39.5% | 72.2%-32.8pp | 76.6%-37.1pp | 67.9%-28.4pp |
| Annual return | -17.27% | 3.53%-20.8pp | 35.95%-53.2pp | -7.85%-9.4pp |
| Employer contribution / active EE | $870 | $2,173-60.0% | $2,837-69.3% | $2,597-66.5% |
| Participant deferral / active EE | $1,748 | $3,779-53.7% | $4,656-62.5% | $4,028-56.6% |
| Admin fee / account holder | $1,258 | $6,113-79.4% | $7,493-83.2% | $5,404-76.7% |