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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,251 | $84,741+1.8% | $75,731+13.9% | $167,553-48.5% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.8%+25.2pp | 82.1%+17.9pp |
| Annual return | 57.80% | 199.72%-141.9pp | 104.65%-46.9pp | 478.89%-421.1pp |
| Employer contribution / active EE | $4,719 | $3,230+46.1% | $2,743+72.0% | $4,840-2.5% |
| Participant deferral / active EE | $16,268 | $4,577+255.4% | $3,820+325.9% | $6,343+156.5% |
| Admin fee / account holder | $45,241 | $5,361+744.0% | $3,620+1149.7% | $12,316+267.3% |