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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,666 | $81,696-40.4% | $70,494-31.0% | $158,982-69.4% |
| Participation rate | 83.3% | 77.7%+5.6pp | 75.1%+8.3pp | 82.0%+1.4pp |
| Annual return | 27.19% | 208.70%-181.5pp | 109.16%-82.0pp | 302.99%-275.8pp |
| Employer contribution / active EE | $2,407 | $3,220-25.2% | $2,738-12.1% | $4,763-49.5% |
| Participant deferral / active EE | $8,748 | $4,558+91.9% | $3,711+135.8% | $5,983+46.2% |
| Admin fee / account holder | $304 | $6,200-95.1% | $3,848-92.1% | $11,252-97.3% |