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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,979 | $108,882-67.9% | $96,754-63.8% | $154,746-77.4% |
| Participation rate | 50.0% | 75.1%-25.1pp | 70.3%-20.3pp | 80.7%-30.7pp |
| Annual return | 27.92% | 98.39%-70.5pp | 82.04%-54.1pp | 172.34%-144.4pp |
| Employer contribution / active EE | $1,182 | $3,018-60.8% | $2,679-55.9% | $4,379-73.0% |
| Participant deferral / active EE | $5,514 | $5,323+3.6% | $4,758+15.9% | $6,730-18.1% |
| Admin fee / account holder | $160 | $10,200-98.4% | $8,905-98.2% | $14,365-98.9% |