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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,888 | $100,073-83.1% | $85,126-80.2% | $145,877-88.4% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 20.89% | 84.11%-63.2pp | 66.63%-45.7pp | 551.28%-530.4pp |
| Employer contribution / active EE | $756 | $3,236-76.6% | $2,731-72.3% | $4,663-83.8% |
| Participant deferral / active EE | $3,212 | $5,294-39.3% | $4,523-29.0% | $6,691-52.0% |
| Admin fee / account holder | $745 | $7,261-89.7% | $6,160-87.9% | $13,402-94.4% |