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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,661 | $97,125-53.0% | $86,233-47.0% | $137,256-66.7% |
| Participation rate | 40.0% | 74.2%-34.2pp | 69.0%-29.0pp | 80.0%-40.0pp |
| Annual return | 18.21% | 74.19%-56.0pp | 61.39%-43.2pp | 220.34%-202.1pp |
| Employer contribution / active EE | $1,063 | $2,841-62.6% | $2,504-57.6% | $4,156-74.4% |
| Participant deferral / active EE | $1,721 | $5,180-66.8% | $4,559-62.2% | $6,407-73.1% |
| Admin fee / account holder | $1,250 | $9,725-87.2% | $8,342-85.0% | $12,270-89.8% |