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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,855 | $45,872-6.6% | $77,096-44.4% | $68,486-37.4% |
| Participation rate | 100.0% | 55.9%+44.1pp | 67.9%+32.1pp | 67.9%+32.1pp |
| Annual return | -30.15% | 1.73%-31.9pp | 42.35%-72.5pp | -7.85%-22.3pp |
| Employer contribution / active EE | $2,228 | $1,650+35.1% | $2,814-20.8% | $2,597-14.2% |
| Participant deferral / active EE | $3,402 | $2,963+14.8% | $4,429-23.2% | $4,028-15.5% |
| Admin fee / account holder | $902 | $3,041-70.3% | $5,428-83.4% | $5,404-83.3% |