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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,375 | $43,075-50.4% | $74,577-71.3% | $62,881-66.0% |
| Participation rate | 95.2% | 58.1%+37.2pp | 68.1%+27.1pp | 69.3%+25.9pp |
| Annual return | 1.12% | 17.50%-16.4pp | 20.47%-19.3pp | 20.14%-19.0pp |
| Employer contribution / active EE | $1,754 | $1,498+17.1% | $2,525-30.5% | $2,281-23.1% |
| Participant deferral / active EE | $2,790 | $2,389+16.8% | $3,458-19.3% | $3,203-12.9% |
| Admin fee / account holder | $2,559 | $2,840-9.9% | $4,138-38.2% | $4,296-40.4% |