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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,421 | $190,879-63.6% | $160,009-56.6% | $134,532-48.4% |
| Participation rate | 50.0% | 82.0%-32.0pp | 78.0%-28.0pp | 81.2%-31.2pp |
| Annual return | -15.12% | 552.63%-567.8pp | 408.85%-424.0pp | 418.27%-433.4pp |
| Employer contribution / active EE | $1,839 | $4,995-63.2% | $4,225-56.5% | $4,741-61.2% |
| Participant deferral / active EE | $1,839 | $6,924-73.4% | $6,183-70.3% | $6,401-71.3% |
| Admin fee / account holder | $404 | $10,495-96.2% | $8,715-95.4% | $11,429-96.5% |