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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,604 | $167,522-90.7% | $151,639-89.7% | $134,532-88.4% |
| Participation rate | 85.7% | 88.4%-2.7pp | 87.5%-1.8pp | 81.2%+4.5pp |
| Annual return | 0.00% | 7.81%-7.8pp | 3.34%-3.3pp | 418.27%-418.3pp |
| Employer contribution / active EE | $3,689 | $6,828-46.0% | $6,165-40.2% | $4,741-22.2% |
| Participant deferral / active EE | $10,334 | $8,986+15.0% | $8,363+23.6% | $6,401+61.4% |
| Admin fee / account holder | $374 | $13,780-97.3% | $11,613-96.8% | $11,429-96.7% |