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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,764 | $202,460-62.1% | $169,385-54.7% | $139,456-45.0% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 4.43% | 532.07%-527.6pp | 405.82%-401.4pp | 373.45%-369.0pp |
| Employer contribution / active EE | $5,712 | $4,691+21.8% | $4,012+42.4% | $4,753+20.2% |
| Participant deferral / active EE | $7,800 | $6,938+12.4% | $6,221+25.4% | $6,711+16.2% |
| Admin fee / account holder | $507 | $10,719-95.3% | $9,011-94.4% | $11,407-95.6% |