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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,877 | $81,262-91.5% | $155,602-95.6% | $80,911-91.5% |
| Participation rate | 96.4% | 66.2%+30.2pp | 78.2%+18.2pp | 67.6%+28.8pp |
| Annual return | 16.42% | 33.34%-16.9pp | 64.81%-48.4pp | 35.63%-19.2pp |
| Employer contribution / active EE | $1,546 | $3,102-50.2% | $4,675-66.9% | $2,756-43.9% |
| Participant deferral / active EE | $2,508 | $3,451-27.3% | $5,629-55.4% | $4,297-41.6% |
| Admin fee / account holder | $365 | $7,992-95.4% | $15,923-97.7% | $6,935-94.7% |