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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,074 | $138,102+16.6% | $125,381+28.5% | $134,532+19.7% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -30.96% | 750.73%-781.7pp | 572.31%-603.3pp | 418.27%-449.2pp |
| Employer contribution / active EE | $22,259 | $5,245+324.3% | $4,815+362.3% | $4,741+369.5% |
| Participant deferral / active EE | $14,034 | $7,801+79.9% | $7,448+88.4% | $6,401+119.2% |
| Admin fee / account holder | $2,413 | $11,568-79.1% | $10,007-75.9% | $11,429-78.9% |