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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,408 | $49,891+13.1% | $80,607-30.0% | $75,181-25.0% |
| Participation rate | 90.5% | 55.3%+35.2pp | 67.0%+23.5pp | 67.2%+23.3pp |
| Annual return | 21.18% | 34.67%-13.5pp | 936.11%-914.9pp | 160.69%-139.5pp |
| Employer contribution / active EE | $6,498 | $1,698+282.6% | $2,724+138.5% | $2,671+143.3% |
| Participant deferral / active EE | $10,917 | $2,991+265.0% | $4,448+145.5% | $4,126+164.6% |
| Admin fee / account holder | $3,855 | $3,578+7.7% | $5,379-28.3% | $5,650-31.8% |