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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,942 | $165,381-27.5% | $149,730-19.9% | $158,966-24.5% |
| Participation rate | 66.7% | 84.6%-17.9pp | 82.5%-15.8pp | 82.0%-15.3pp |
| Annual return | 18.45% | 348.29%-329.8pp | 276.70%-258.2pp | 302.95%-284.5pp |
| Employer contribution / active EE | $3,738 | $5,104-26.8% | $4,645-19.5% | $4,762-21.5% |
| Participant deferral / active EE | $7,510 | $7,182+4.6% | $6,843+9.8% | $5,983+25.5% |
| Admin fee / account holder | $19 | $10,809-99.8% | $9,310-99.8% | $11,250-99.8% |