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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,481 | $105,160-48.2% | $94,679-42.5% | $139,456-60.9% |
| Participation rate | 53.8% | 82.4%-28.5pp | 80.8%-27.0pp | 80.3%-26.5pp |
| Annual return | 15.52% | 38.04%-22.5pp | 156.75%-141.2pp | 373.45%-357.9pp |
| Employer contribution / active EE | $1,508 | $4,107-63.3% | $3,673-58.9% | $4,753-68.3% |
| Participant deferral / active EE | $4,293 | $7,599-43.5% | $7,417-42.1% | $6,711-36.0% |
| Admin fee / account holder | $389 | $8,988-95.7% | $7,233-94.6% | $11,407-96.6% |