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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,689 | $85,766-88.7% | $136,298-92.9% | $70,126-86.2% |
| Participation rate | 75.0% | 74.2%+0.8pp | 81.9%-6.9pp | 69.5%+5.5pp |
| Annual return | 55.40% | 31.46%+23.9pp | 5156.27%-5100.9pp | 73.15%-17.7pp |
| Employer contribution / active EE | $2,375 | $2,966-19.9% | $4,696-49.4% | $2,343+1.4% |
| Participant deferral / active EE | $3,141 | $5,051-37.8% | $6,247-49.7% | $3,332-5.7% |
| Admin fee / account holder | $392 | $5,421-92.8% | $9,244-95.8% | $4,645-91.6% |