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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,123 | $115,225+55.5% | $100,712+77.9% | $138,895+29.0% |
| Participation rate | 25.0% | 74.3%-49.3pp | 69.3%-44.3pp | 79.9%-54.9pp |
| Annual return | 18.50% | 40.35%-21.8pp | 33.27%-14.8pp | 145.39%-126.9pp |
| Employer contribution / active EE | $750 | $2,771-72.9% | $2,313-67.6% | $4,194-82.1% |
| Participant deferral / active EE | $959 | $4,699-79.6% | $4,085-76.5% | $6,396-85.0% |
| Admin fee / account holder | $45 | $10,844-99.6% | $9,256-99.5% | $12,562-99.6% |