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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,135 | $73,863-78.2% | $143,797-88.8% | $68,490-76.4% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -17.35% | 0.91%-18.3pp | -0.04%-17.3pp | -7.85%-9.5pp |
| Employer contribution / active EE | $924 | $3,185-71.0% | $4,952-81.3% | $2,597-64.4% |
| Participant deferral / active EE | $2,817 | $3,385-16.8% | $5,638-50.0% | $4,028-30.1% |
| Admin fee / account holder | $1,153 | $5,756-80.0% | $14,679-92.1% | $5,403-78.7% |