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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,387 | $75,962-90.3% | $154,108-95.2% | $64,173-88.5% |
| Participation rate | 93.3% | 70.4%+22.9pp | 83.0%+10.3pp | 69.6%+23.8pp |
| Annual return | -12.04% | 30.32%-42.4pp | 735.21%-747.2pp | 7.63%-19.7pp |
| Employer contribution / active EE | $1,644 | $3,350-50.9% | $5,298-69.0% | $2,381-30.9% |
| Participant deferral / active EE | $2,373 | $3,175-25.3% | $5,081-53.3% | $3,470-31.6% |
| Admin fee / account holder | $394 | $5,589-92.9% | $13,411-97.1% | $4,887-91.9% |