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| Provider | Service type | Compensation |
|---|---|---|
MATRIX TRUST COMPANY1 year Service code 19 · EIN 51-0099033 2800 NORTH CENTRAL AVE, STE 900 · PHOENIX, AZ 85004 | Securities Custodian | $0 |
Service code 13 · EIN 91-2090931 5446 CALIFORNIA AVE, SW · SEATTLE, WA 98136 | Contract Administrator | $0 |
RBC WEALTH MANAGEMENT1 year Service code 26 · EIN 41-1416330 1918 8TH AVE · SEATTLE, WA 98101 | Advisory (Participants) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,887 | $74,024-48.8% | $78,002-51.4% | $57,658-34.3% |
| Participation rate | 56.2% | 79.7%-23.6pp | 75.5%-19.3pp | 70.2%-14.0pp |
| Annual return | 132.26% | 12.14%+120.1pp | 425.99%-293.7pp | 5.13%+127.1pp |
| Employer contribution / active EE | $1,301 | $2,365-45.0% | $2,470-47.3% | $1,974-34.1% |
| Participant deferral / active EE | $2,067 | $3,533-41.5% | $3,497-40.9% | $3,061-32.5% |
| Admin fee / account holder | $152 | $93+63.6% | $5,481-97.2% | $95+61.3% |