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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,523 | $167,352-94.3% | $143,788-93.4% | $134,509-92.9% |
| Participation rate | 85.0% | 84.8%+0.2pp | 80.3%+4.7pp | 81.2%+3.8pp |
| Annual return | -18.65% | 0.47%-19.1pp | -0.03%-18.6pp | 418.13%-436.8pp |
| Employer contribution / active EE | $2,315 | $5,620-58.8% | $4,952-53.2% | $4,741-51.2% |
| Participant deferral / active EE | $3,240 | $6,447-49.7% | $5,638-42.5% | $6,400-49.4% |
| Admin fee / account holder | $1,826 | $18,091-89.9% | $14,675-87.6% | $11,427-84.0% |