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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,047 | $84,236+2.2% | $170,439-49.5% | $70,124+22.7% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 16.80% | 23.06%-6.3pp | 205.94%-189.1pp | 73.14%-56.3pp |
| Employer contribution / active EE | $2,882 | $3,387-14.9% | $5,433-46.9% | $2,342+23.0% |
| Participant deferral / active EE | $5,720 | $3,086+85.4% | $4,939+15.8% | $3,332+71.7% |
| Admin fee / account holder | $760 | $5,698-86.7% | $13,881-94.5% | $4,645-83.6% |