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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,201 | $77,638-4.4% | $156,551-52.6% | $62,881+18.0% |
| Participation rate | 84.6% | 71.2%+13.4pp | 84.0%+0.6pp | 69.3%+15.3pp |
| Annual return | 13.59% | 50.33%-36.7pp | 32.23%-18.6pp | 20.14%-6.5pp |
| Employer contribution / active EE | $2,907 | $3,444-15.6% | $5,501-47.2% | $2,281+27.4% |
| Participant deferral / active EE | $5,896 | $3,046+93.6% | $4,871+21.0% | $3,203+84.1% |
| Admin fee / account holder | $1,082 | $5,561-80.5% | $13,028-91.7% | $4,296-74.8% |