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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,555 | $95,188-24.8% | $76,518-6.5% | $135,380-47.1% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -13.29% | 4.85%-18.1pp | -0.27%-13.0pp | 519.81%-533.1pp |
| Employer contribution / active EE | $20,769 | $3,303+528.9% | $2,647+684.5% | $4,779+334.6% |
| Participant deferral / active EE | $10,607 | $4,640+128.6% | $3,836+176.5% | $5,609+89.1% |
| Admin fee / account holder | $311 | $6,249-95.0% | $4,849-93.6% | $10,828-97.1% |