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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,973 | $57,352+374.2% | $83,830+224.4% | $64,173+323.8% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | -2.96% | 11.38%-14.3pp | 850.97%-853.9pp | 7.63%-10.6pp |
| Employer contribution / active EE | $4,616 | $2,546+81.3% | $3,631+27.1% | $2,381+93.9% |
| Participant deferral / active EE | $7,872 | $2,993+163.0% | $4,082+92.8% | $3,470+126.9% |
| Admin fee / account holder | $37,972 | $4,046+838.5% | $5,479+593.1% | $4,887+676.9% |