Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,196 | $73,009-75.1% | $90,760-80.0% | $68,486-73.4% |
| Participation rate | 51.9% | 70.8%-19.0pp | 75.7%-23.8pp | 67.9%-16.0pp |
| Annual return | 29.46% | -13.81%+43.3pp | -12.16%+41.6pp | -7.85%+37.3pp |
| Employer contribution / active EE | $1,241 | $2,193-43.4% | $2,922-57.5% | $2,597-52.2% |
| Participant deferral / active EE | $2,482 | $3,626-31.6% | $4,565-45.6% | $4,028-38.4% |
| Admin fee / account holder | $522 | $5,896-91.1% | $8,444-93.8% | $5,404-90.3% |