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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,406 | $165,381-88.3% | $149,730-87.0% | $158,966-87.8% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 17.83% | 348.29%-330.5pp | 276.70%-258.9pp | 302.95%-285.1pp |
| Employer contribution / active EE | $4,235 | $5,104-17.0% | $4,645-8.8% | $4,762-11.1% |
| Participant deferral / active EE | $6,166 | $7,182-14.2% | $6,843-9.9% | $5,983+3.1% |
| Admin fee / account holder | $4,841 | $10,809-55.2% | $9,310-48.0% | $11,250-57.0% |