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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,685 | $94,439-72.8% | $73,658-65.1% | $154,746-83.4% |
| Participation rate | 17.4% | 64.7%-47.3pp | 57.0%-39.6pp | 80.7%-63.3pp |
| Annual return | 16.65% | 28.25%-11.6pp | 29.72%-13.1pp | 172.34%-155.7pp |
| Employer contribution / active EE | $810 | $1,257-35.5% | $1,032-21.5% | $4,379-81.5% |
| Participant deferral / active EE | $2,757 | $2,527+9.1% | $2,062+33.7% | $6,730-59.0% |
| Admin fee / account holder | $16,461 | $3,843+328.3% | $3,357+390.4% | $14,365+14.6% |