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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,910 | $76,608-64.9% | $56,077-52.0% | $145,877-81.6% |
| Participation rate | 20.8% | 63.2%-42.4pp | 52.5%-31.7pp | 80.3%-59.5pp |
| Annual return | 18.59% | 3009.59%-2991.0pp | 1709.28%-1690.7pp | 551.28%-532.7pp |
| Employer contribution / active EE | $760 | $1,382-45.0% | $1,040-27.0% | $4,663-83.7% |
| Participant deferral / active EE | $2,435 | $2,624-7.2% | $1,954+24.6% | $6,691-63.6% |
| Admin fee / account holder | $19,000 | $3,325+471.4% | $2,825+572.6% | $13,402+41.8% |