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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,417 | $198,457-84.2% | $170,435-81.6% | $147,586-78.7% |
| Participation rate | 85.7% | 88.0%-2.3pp | 83.6%+2.1pp | 82.8%+2.9pp |
| Annual return | 25.81% | 257.30%-231.5pp | 205.94%-180.1pp | 578.59%-552.8pp |
| Employer contribution / active EE | $2,295 | $6,183-62.9% | $5,432-57.8% | $4,876-52.9% |
| Participant deferral / active EE | $3,998 | $5,629-29.0% | $4,939-19.1% | $5,439-26.5% |
| Admin fee / account holder | $1,552 | $16,852-90.8% | $13,881-88.8% | $10,886-85.7% |