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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,811 | $98,766-56.7% | $149,730-71.4% | $79,852-46.4% |
| Participation rate | 95.7% | 75.8%+19.9pp | 82.5%+13.2pp | 69.6%+26.0pp |
| Annual return | 22.82% | 27.43%-4.6pp | 276.70%-253.9pp | 31.72%-8.9pp |
| Employer contribution / active EE | $3,482 | $3,217+8.2% | $4,645-25.0% | $2,471+40.9% |
| Participant deferral / active EE | $14,723 | $5,681+159.2% | $6,843+115.2% | $3,740+293.6% |
| Admin fee / account holder | $15,093 | $6,052+149.4% | $9,310+62.1% | $5,306+184.4% |