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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,802 | $138,078-69.0% | $125,363-65.9% | $134,509-68.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -15.32% | 750.49%-765.8pp | 572.15%-587.5pp | 418.13%-433.5pp |
| Employer contribution / active EE | $5,986 | $5,245+14.1% | $4,815+24.3% | $4,741+26.3% |
| Participant deferral / active EE | $23,121 | $7,800+196.4% | $7,447+210.5% | $6,400+261.2% |
| Admin fee / account holder | $8,804 | $11,566-23.9% | $10,005-12.0% | $11,427-23.0% |