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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,456 | $121,656-70.0% | $104,614-65.2% | $158,950-77.1% |
| Participation rate | 95.5% | 77.5%+17.9pp | 74.1%+21.4pp | 82.0%+13.5pp |
| Annual return | 34.85% | 465.51%-430.7pp | 340.56%-305.7pp | 302.91%-268.1pp |
| Employer contribution / active EE | $18,351 | $3,164+479.9% | $2,681+584.4% | $4,762+285.4% |
| Participant deferral / active EE | $5,908 | $4,177+41.4% | $3,739+58.0% | $5,983-1.2% |
| Admin fee / account holder | $1,064 | $7,775-86.3% | $6,464-83.5% | $11,248-90.5% |