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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,456 | $121,677-70.0% | $104,625-65.2% | $158,966-77.1% |
| Participation rate | 95.5% | 77.5%+17.9pp | 74.1%+21.4pp | 82.0%+13.5pp |
| Annual return | 34.85% | 465.58%-430.7pp | 340.60%-305.7pp | 302.95%-268.1pp |
| Employer contribution / active EE | $18,351 | $3,165+479.8% | $2,681+584.4% | $4,762+285.3% |
| Participant deferral / active EE | $5,908 | $4,175+41.5% | $3,738+58.1% | $5,983-1.3% |
| Admin fee / account holder | $1,064 | $7,777-86.3% | $6,465-83.5% | $11,250-90.5% |